Affordability Brain
Meet Affordability Brain, the quick, simple, and efficient way to see how much your customers could borrow. Fill in just one form to populate the affordability calculators of multiple mortgage lenders and return the results in less than 60 seconds.
Why Affordability Brain
Give your mortgage clients clarity and transparency on how much they could borrow. Affordability Brain helps mortgage advisers manage client expectations based on the most up-to-date information available.
Market coverage
Over 35 residential lenders covering 90% of all residential lending
Powering the market
Used by lenders to power their own intermediary calculators on their websites
Speed and compliance
One single form to complete with results taken from lenders sites directly with detailed copies supplied for full audit purposes
Affordability Brain Key Features
- It’s FREE for Sourcing Brain and Criteria Brain users
- We work with lenders to ensure the correct incomes are taken and mapped to the correct field
- Great coverage. Lenders on the platform account for 85% of mortgages sold in the UK
- Results are broken down into three areas
- Loan to Requested – is the amount requested affordable
- Loan to Purchase – maximum based on property and income
- Loan to Income – maximum based on income
- Results show assumptions, deal breakers, and exceptions
- Self-employed client? No problem, use multiple income types match client needs
- Searches are cross-checked against products on Mortgage Brain
Take a free 30-day trial of Affordability Brain and quickly manage a customer’s expectations of how much they can borrow right at the start of their mortgage journey.
testimonials
The Openwork Partnership
David Booth | Mortgage Proposition Manager
“Mortgage Brain has been a trusted partner for sourcing mortgages for a number of years. With Criteria Brain, Affordability Brain and Submissions Brain, advisers have the full tool kit”.”
Mortgage Force (UK) Ltd
Paul Varney
“The single platform allows you the collect your client’s data and then source a mortgage product with ease. In addition, the site has links to the lender’s criteria and affordability calculators.”
Rob Clifford | Chief Commercial Officer
“In addition to Sourcing Brain, we also get access to Affordability and Criteria Brain which are incredibly useful tools and make it easier for brokers to find the best products with confidence.”
Sophie Waugh
“Mortgage Brain’s functions allow us to source deals, view lenders’ criteria, and check affordability making life as a broker so much easier. ”
Stephen Brown | Head of Intermediaries
“Mortgage Brain helped us build our affordability calculator. It has greatly improved our broker journey and allows brokers to quickly compare us against a myriad of lenders.”
The Mortgage Mum
“Criteria Brain, Affordability Brain and Sourcing Brain help our team so much on a daily basis, and most importantly they help our clients. They are easy to navigate and full of information.”
FREQUENTLY ASKED QUESTIONS
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Products for intermediaries
Sourcing Brain
Online product sourcing
- Free Hometrack AVM integration
- Research multiple scenarios
- Powerful integrations
The Key
Simple and compliant CRM platform
- Online customer fact find
- Save up to an hour per case
- Easy compliance
Criteria Brain
Save time on complex cases
- Search six criteria at a time
- Data verified by lenders
- Search over 75,000 criteria
Affordability Brain
Speedy affordability sourcing
- Submit to 36 lenders simultaneously
- Amend and re-run searches
- Automatic audit trails
Submissions Brain
Multi-lender submissions gateway
- Submit to nine lenders simultaneously
- Minimise rekeying
- Save and return to forms
Web Brain
Engaging website plug-ins
- Increase website engagement
- Generate leads
- Plug-ins automatically update
Insights
Gain valuable industry insight with our up-to-date articles
